Traditional Health Insurance
December 30, 2011 admin
Business
A big expense for small start-up businesses is health insurance costs for employees. Considering the number of manpower, the incremental costs of annual premium can range anywhere from five percent up to 20 percent per year. Shouldering the total expense for insurance can definitely hurt the financial standing of the organization, however, this can not [...]
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November 30, 2011 admin
Insurance
Consumers frequently inquire about the difference between these plans. Most understand the basics of traditional health insurance, but many do not understand the nuances of a Health Savings Account – or HSA.What is a Health Savings Account?The easiest way to explain the difference may be to clarify what health savings accounts are not. They are [...]
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October 30, 2011 admin
Insurance
In light of recent events with the economy, consumers are searching for more affordable ways to save on the increasing costs of healthcare and health insurance. The average cost of a family insurance policy has topped $12,000 a year. While most families are fortunate enough to be part of group plans and therefore are only [...]
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June 12, 2011 admin
Insurance
Massachusetts has become the first state in the nation to make having health insurance coverage mandatory to all residents. Because of the growing number of Americans with out health insurance, the state of Massachusetts has enacted law which requires all residents to have health insurance coverage.Affordable Massachusetts Individual Health Insurance PlansBecause of this new requirement, [...]
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May 22, 2011 admin
Insurance
Providing Health Care Options At No Cost To The EmployerProviding health insurance or dental insurance to employees has become completely unaffordable for most small business owners. The rising cost of these policies lead employers to either raise the employee contribution to the plan or drop coverage all together.Forcing employees to bear a larger portion of [...]
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May 14, 2011 admin
Insurance
Mini medical plans became very popular over the last decade or two. Small business owners who otherwise could not afford to offer their employees health insurance favored the plans with a something is better than nothing mentality. These barebones plans offer limited coverage for doctor visits, routine exams, and certain prescriptions. Some cover certain types [...]
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